Workers’ Compensation and Risk Management

Signum's safety experts and workers' compensation professionals can help small to mid-sized businesses in South Carolina, North Carolina, Georgia, and the entire Southeast region by providing training, guidance, support, and process management. Our workers' compensation and risk management provides business owners with the following benefits:

• Workers' Compensation insurance without a costly down payment
• Pay-as-you-go premium payments
• OSHA compliance assistance
• On-site safety review of the businesses workplace
• Drug-free workplace programs
• Safety manuals and safety training procedures
• And Much More!

Understanding Workers’ Compensation

As an employer, it is important that you understand the basics of workers' compensation, but Signum will handle the heavy lifting for you. Workers' compensation is a state-mandated, insurance program that provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill while performing their job. This allows injured workers to obtain medical care and a portion of their lost wages while they are unable to work. Workers' compensation also pays death benefits to families of employees who are killed on the job. The workers' compensation wage and medical benefits vary by state. Workers' compensation applies to all employees, full-time and part-time, as well as others that have been hired to perform certain jobs.

Medical Treatment & Injury Reporting

If an employee is injured on the job, whether it appears to be a serious injury or not, business owners should always encourage the employee to immediately seek necessary medical treatment. Often, even what seems to be a small or insignificant injury can turn out to be very serious. It is better for both the injured employee and the business owner to be safe rather than sorry! If an injury or illness does occur on the job, Signum is there to assist with the entire process. Signum works with you to properly file the claims, communicate with insurance companies, as well as work with the investigators to ensure that workers' compensation claims are legitimate and not fraudulent.

Preventing Workplace Injuries

Workplace injuries cannot always be prevented, but by partnering with Signum, workplace injuries can be significantly reduced. With on-site safety inspections, safety training, and our "Safety is Priceless" program, we can help your business achieve an accident-free workplace. Signum has your best interest in mind, especially when it comes to the safety of you and your employees. Workers' compensation and risk management are only two of the many valuable resources Signum offers to small and mid-sized businesses. Contact us today to get started!